{"id":600,"date":"2023-08-04T12:15:53","date_gmt":"2023-08-04T10:15:53","guid":{"rendered":"https:\/\/www.malagalitoral.com\/servicios\/motor-insurance\/"},"modified":"2023-10-27T13:56:39","modified_gmt":"2023-10-27T11:56:39","slug":"motor-insurance","status":"publish","type":"servicios","link":"https:\/\/www.malagalitoral.com\/en\/servicios\/motor-insurance\/","title":{"rendered":"Motor insurance"},"content":{"rendered":"
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[vc_custom_heading text=”Motor insurance” font_container=”tag:h1|text_align:left” use_theme_fonts=”yes”]<\/div><\/div><\/div><\/div><\/div><\/section>
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[vc_custom_heading text=”How do you want to take out your car insurance?” use_theme_fonts=”yes”]

All insurance policies are not the same. That’s why we have coverages that make us unique.<\/p>\n

Moreover, we are not all the same, nor do we have the same needs. That’s why you can take out an insurance policy through us, with the commitment to adapt the policy to your needs, knowing that we will accompany you once you have taken out the policy.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>

[vc_custom_heading text=”That's why we have coverages that make us unique.” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”]
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ECO KIT<\/h3>

If you love sustainable mobility…<\/b><\/p>\n<\/div><\/div><\/div>

If your car is electric or plug-in hybrid, this guarantee will protect you against any theft of the charging cable, without the need to declare it as an accessory, and damage due to attempted theft or total theft of the charging station. In addition, we will assist you in the event of battery failure.<\/p>\n<\/div><\/div><\/div><\/div><\/div>

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HUNTING ANIMALS<\/h3>

If you drive in the mountains or rural areas…<\/b><\/p>\n<\/div><\/div><\/div>

If you usually drive on mountain roads, rural areas or near hunting grounds, protect your vehicle against any unforeseen event involving a game animal.<\/p>\n<\/div><\/div><\/div><\/div><\/div>

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CYCLIST PROTECTION<\/h3>

And if pedalling is your thing?<\/b><\/p>\n<\/div><\/div><\/div>

If you’re a regular cyclist, this guarantee will help you to claim or defend yourself in the event of physical or material damage when you do this sport.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>

[vc_custom_heading text=”See the most common situations” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”]
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Is it necessary to declare accessories to be covered?<\/h2>

Yes, you must declare all the accessories when you take out the contract. Remember that we consider as accessories all those elements that can be incorporated into the vehicle voluntarily, and are not essential for its operation. That is to say, all the elements of improvement or ornamentation that are not part of the vehicle when it leaves the factory or in its standard model.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>

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Can I add cover to a policy at any time?<\/h2>

Yes, you can contact us at any time to see if there is a possibility to extend the coverages of a policy, which will be subject to the underwriting rules.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>

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Will my Motor insurance cover the damage to my car in the event of a hailstorm?<\/h2>

In order for us to cover the damage to your car, it\u2019snecessary that you have insured the vehicle with a type of insurance that covers Own Damage, that is to say, an All Risk and that for the repair you go to one of the approved workshops that we have for you, where you will also be offered multiple services for the care of your vehicle.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>

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Is it necessary to contract travel assistance abroad?<\/h2>

If you are travelling outside Spain with your vehicle, it is necessary to add the foreign travel assistance option so that, in the event of an incident, we can send you the assistance you need, for you and your vehicle.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>

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What would a Fully Comprehensive insurance with Excess cover me for?<\/h2>

The Fully Comprehensive Insurance with Excess covers, apart from the damage to third parties that you may cause and which it\u2019s mandatory to have contracted, the damage that affects your own vehicle, and which will be paid for by the insurer in the event of a claim, as long as the valuation of the damage exceeds the amount agreed in the policy as an excess. You, as the insured person, will only assume the cost of the excess, up to this amount, and only in claims for your own damage.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>

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What would Third Party insurance cover me for?<\/h2>

Third Party insurance is the most basic type of insurance offered to cover the compulsory Public Liability required by law when driving a motor vehicle. Our Basic Third Party insurance adds other covers to protect you better, such as Driver's Insurance, Legal Protection or Roadside Assistance.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>

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Can I take out temporary cover?<\/h2>

f you extend a cover you must keep it until the policy expires. When the policy expires, you can choose to continue with the same coverage or adapt it to your needs if they have changed.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>

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Can I take out temporary cover?<\/h2>

No, all our insurance policies are annual. However, we offer you different options of instalments if you need them to formalise the payment.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>

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If I have an accident, can I choose the garage where I take my car to be repaired?<\/h2>

If you\u2019ve taken out a free choice policy, when your accident is covered you can go to the garage of your choice And if you have contracted Axa Quality Workshops to reduce the cost of the insurance, you can also choose from the wide network of workshops, where you will also be offered multiple services for the care of your vehicle.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>

[vc_custom_heading text=”We are here to answer any questions you may have” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”]